Preheat oven to 400 degrees.
In a large bowl, mix together the milk, eggs, and hummus in a bowl. Whip until it is smooth.
Mix together the flours, baking powder, chili powder, salt, and cheddar cheese. Make sure the mixture is very well mixed so that cheese will be evenly distributed.
Pour the dry ingredients into the wet ones and stir. Batter should be wet but not soupy.
Pour mix into well sprayed muffin tin. It should yield about 10 muffins. I doubled mine for the party and managed to get 21.
Bake at 400 for 30 minutes or until muffins are golden brown.